Buy to Let Mortgages

Buy-to-Let mortgages

Buy-to-Let products that are simple to understand but specialist in nature - with an online application to make the process as quick and effortless as possible, we can open doors for your clients.

We’re in it for the long haul. Our specialist teams can provide more opportunities for you to build your business by ensuring clients have a sustainable future.

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Product Highlights

3 products for Simple BTL, Complex BTL & Large HMOs
Margin from 3.59%*
Up to 75% LTV
Loans from £40k to £25m
3-30 year interest only options available
Minimum personal guarantee of 25% of the loan amount (includes large loans)
Supporting Individuals, LLPs, Limited Companies, PLCs, Trusts, SIPPs & Expats
Arrangement fee of 1.5%

*Above Shawbrook Base Rate.

Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Shawbrook Base Rate is 0.10% (as of March 2020).

Download our product guide

Buy-to-Let Lending Criteria

We pride ourselves in being transparent with our criteria so you know where you stand when submitting a case to us.

Please download our Lending Criteria guide for full details.

If your client does not meet all conditions, applications may still be considered.

Download Buy-to-Let Lending Criteria

Criteria at a glance…

Customer type: Individuals (including foreign nationals residing in the UK), Expats, LLPs, Limited Companies, PLCs, Trusts, SIPPS First time landlords subject to additional criteria
Residential flats above or close to commercial premises?: Acceptable up to 75% LTV subject to sales demand being achievable within 12 months.
Portfolio landlord: A customer with 4 or more mortgaged BTL properties. We will require a Portfolio Schedule to review gearing and affordability, Business Bank Statements to review rental streams and cashflow and an Asset and Liability Form to understand outside financial position.

MyShawbrook Portal

The digital platform that takes the pain out of the product switch process.

Our Broker Flow Process Guide walks through the steps of this new, simple product switch portal.

Latest Insights & News

Buy-to-Let

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Podcasts

A Conversation with Shawbrook

Shawbrook, along with a rotating team of special guests from the broker community, will bring you their take on what is happening across the market. Join us for an open and honest conversation, where we will share perspectives on the challenges and opportunities of the current climate, with real life stories and practical tips

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Brokers remain optimistic about the lending environment despite the impact of the Covid-19 pandemic

The most recent Shawbrook Broker Barometer reveals a positive sentiment amongst brokers, as the UK emerges from the Covid-19 pandemic.

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Shawbrook streamlines application process for large loan applications

As part of our ongoing commitment to challenge the way we do things and improve the experience for you and your customers, we have reviewed and streamlined the application process for term loans between £750k and £2.5m, allowing us to reduce flight times on Indicative Mortgage Offers (IMO’s).

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Enquiry Form

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