With simple products, and a hands-on approach designed to support your client’s complex transactions, our commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. With deep expertise in the commercial market, our dedicated team looks at your clients deals on a case-by-case basis, with an underwriter at the end of the phone to ensure that your experience is a good one.
*Above Shawbrook Base Rate.
Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Shawbrook Base Rate is 0.10% (as of March 2020).
|
Maximum LTV |
75% (70% for Interest Only on CI1.1 and CI1.2) |
| Term |
3 – 25 years (2 years available for CC1) |
|
Customer Type |
Individuals, LLPs, Limited Companies, PLCs, Trusts, SIPPS & expats |
| Age |
Minimum age of 21 years and no older than 80 years at the end of the mortgage |
| Location |
England, Wales & Scotland |
|
Experience |
Owned at least 1 investment property & security let on an FRI lease with at least 2 years before the next break or 2 years relevant sector experience. CC1 product – 2 years relevant sector experience |
|
Credit Status |
No unsatisfied CCJs in the last 24 months. Recently satisfied and large historic (>£5k) CCJs considered by exception. No mortgage, secured or tenancy arrears in the last 12 months |
We have recently published our full Commercial Investment lending criteria guide for complete transparency on our lending requirements.
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