Commercial Investment

With simple products, and a hands-on approach designed to support your client’s complex transactions, our commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. With deep expertise in the commercial market, our dedicated team looks at your clients deals on a case-by-case basis, with an underwriter at the end of the phone to ensure that your experience is a good one.

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Business Moneyfacts Best Commercial Mortgage Provider 2020
B&C Commercial Lender of the Year 2020
Download our Commercial Investment Market Report 2019

Product Highlights

  • Rates from 4.94%*
  • Loans from £50k to £25m
  • Complex Commercial Investments including serviced offices and property multi-lets on licences
  • No limit on the number of properties your client may hold with us
  • Minimum personal guarantee of 25% of the loan amount
  • Arrangement fee of 1.5%

*Above Shawbrook Base Rate.

Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Shawbrook Base Rate is 0.10% (as of March 2020).

Download our product guide

Product Highlights
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We believe in the value of long-term relationships. That’s why we offer existing customers a 0.25% discount on the arrangement fee for anyone with an existing Shawbrook product applying for a new loan.

Criteria at a glance

Maximum LTV

75% (70% for Interest Only on CI1.1 and CI1.2)


3 – 25 years (2 years available for CC1)

Customer Type

Individuals, LLPs, Limited Companies, PLCs, Trusts, SIPPS & expats


Minimum age of 21 years and no older than 80 years at the end of the mortgage


England, Wales & Scotland


Owned at least 1 investment property & security let on an FRI lease with at least 2 years before the next break or 2 years relevant sector experience.

CC1 product – 2 years relevant sector experience

Credit Status

No unsatisfied CCJs in the last 24 months. Recently satisfied  and large historic (>£5k) CCJs considered by exception.

No mortgage, secured or tenancy arrears in the last 12 months

We have recently published our full Commercial Investment lending criteria guide for complete transparency on our lending requirements.

Download our Commercial Investment Lending Criteria


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