This website is for professional intermediaries only.

Login Contact us
The health and safety of our customers and partners is our priority

The health and safety of our customers and partners is our priority. Update here
Bridging Finance:

Bridging Finance: New rates from 0.50%
Shawbrook Base Rate:

Shawbrook Base Rate: View FAQs

Commercial Investment

With simple products, and a hands-on approach designed to support your client’s complex transactions, our commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. With deep expertise in the commercial market, our dedicated team looks at your clients deals on a case-by-case basis, with an underwriter at the end of the phone to ensure that your experience is a good one.

Make an enquiry

Billboard
Trophy.png
Business Moneyfacts Best Commercial Mortgage Provider 2020
Trophy.png
B&C Commercial Lender of the Year 2020
Build.png
Download our Commercial Investment Market Report 2019

Product Highlights

  • Rates from 4.94%*
  • Up to 75% LTV
  • Loans from £50k to £25m
  • Complex Commercial Investments including serviced offices and property multi-lets on licences
  • No limit on the number of properties your client may hold with us
  • Minimum personal guarantee of 25% of the loan amount
  • Arrangement fee of 1.5%

*Above Shawbrook Base Rate.

Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Shawbrook Base Rate is 0.10% (as of March 2020).

Download our product guide

Product Highlights
Icon Calculator
Receive a quick quote using our repayment and max loan calculators
-0.25%
We believe in the value of long-term relationships. That’s why we offer existing customers a 0.25% discount on the arrangement fee for anyone with an existing Shawbrook product applying for a new loan.

Commercial Investment Lending Criteria

We pride ourselves in being transparent with our criteria so you know where you stand when submitting a case to us.

Please download our Lending Criteria guide for full details.

If your client does not meet all conditions, applications may still be considered.

Download Commercial Investment Lending Criteria

Criteria at a glance…

First time commercial landlords?
No, but we only require them to have 1 BTL owned for 1 year+ and an FRI lease in place with 2 or more years to run before break/expiry
Do you lend against VP or MV?
The lower of Market Value (MV) or Vacant Possession (VP) value
Are vacant commercial units acceptable?
Yes but where the property is part or fully vacant on completion, the borrower must evidence sufficient outside income to meet the loan payments.

Latest Insights & News

Lady On Phone
News

Shawbrook Bank expands their sales desk team

Shawbrook’ Property Finance division has grown their sales desk with the appointment of three Business Development Executives and two Internal Business Development Managers.
Vacant Office
News

Shawbrook provides £9m and £13m commercial and short term loan

We worked seamlessly together with our Broker Partner to deliver on two large cases.
Man Laptop Coffee
News

Shawbrook streamlines application process for large loan applications

As part of our ongoing commitment to challenge the way we do things and improve the experience for you and your customers, we have reviewed and streamlined the application process for term loans between £750k and £2.5m, allowing us to reduce flight times on Indicative Mortgage Offers (IMO’s).
Property Podcast
Podcasts

A Conversation with Shawbrook

Shawbrook, along with a rotating team of special guests from the broker community, will bring you their take on what is happening across the market. Join us for an open and honest conversation, where we will share perspectives on the challenges and opportunities of the current climate, with real life stories and practical tips

How can we help today?

I'd like to Work with Shawbrook
I'd like to Talk to someone
Close

Enquiry Form

For your safety, please do not send security details such as passwords by email.

Fields marked with an asterisk are mandatory.





By clicking the “Submit Me” button below, you acknowledge that we will use your information as set-out in our privacy notice. If you would like a paper copy of our privacy notice, please telephone our Data Protection Officer on 0127 7751 110 or write to them at Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE, to request one.