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Second charge funding can often be a better solution than a potentially costly re-mortgage, allowing your clients to free up equity in their home for a wide variety of purposes while leaving their existing mortgage in place.
A great solution for your clients if they find themselves in circumstances where;
| LTV | 65% |
|---|---|
| Variable | 4.20% |
| Fixed 2yr | 4.40% |
| Fixed 5yr | 4.55% |
| LTV | 70% |
|---|---|
| Variable | 4.35% |
| Fixed 2yr | 4.55% |
| Fixed 5yr | 4.70% |
| LTV | 75% |
|---|---|
| Variable | 4.60% |
| Fixed 2yr | 5.05% |
| Fixed 5yr | 5.10% |
| LTV | 80% |
|---|---|
| Variable | 5.45% |
| Fixed 2yr | 5.80% |
| Fixed 5yr | 5.85% |
| LTV | 85% |
|---|---|
| Variable | 6.45% |
| Fixed 2yr | 6.80% |
| Fixed 5yr | 6.85% |
| LTV | Variable | Fixed 2yr | Fixed 5yr |
|---|---|---|---|
| 65% | 4.20% | 4.40% | 4.55% |
| 70% | 4.35% | 4.55% | 4.70% |
| 75% | 4.60% | 5.05% | 5.10% |
| 80% | 5.45% | 5.80% | 5.85% |
| 85% | 6.45% | 6.80% | 6.85% |
We pride ourselves in being transparent with our criteria so you know where you stand when submitting a case to use.
You can explore our second charge lending criteria or download as a PDF document.
If your client does not meet all conditions, applications may still be considered.
For building memories, not just extensions. Often thought to be just for debt consolidation and home improvements, there are actually many uses for this type of finance.
For your safety, please do not send security details such as passwords by email.
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