This website is for professional intermediaries only.

Unregulated Bridging Finance

Our award-winning unregulated bridging offering has been elevated with MyShawbrook Bridging.

  • Valuation-backed decisions
  • Instant integrated AVMs
  • Instant Heads of Terms

Think Bridging. Think MyShawbrook.

Make an enquiry

Bridging Finance
Faster Heads of Terms with MyShawbrook Bridging
Trophy.png
Best Short-Term Lender - Mortgage Strategy Awards 2021
Trophy.png
Specialist Lender of the Year - NACFB Awards 2021

Unregulated Bridging

Loans from £50k - £25m

Arrangement fee 2%
Applicable to all products listed.

Bridging & Light Refurbishment

Residential (STL1)
Enquire now

*Lending for Refurbishment Costs

?
LTV 65%
Rate 0.69%
LTV 75%
Rate  0.79%
LTV 85%
Rate 0.94%
LTV Rate 
65% 0.69%
75% 0.79%
85% 0.94%

*Lending for Refurbishment Costs

?

Bridging & Light Refurbishment

Semi-Commercial (STL2)
LTV 65%
Rate  0.84%
LTV 75%
Rate  0.94%
LTV Rate 
65% 0.84%
75% 0.94%

Bridging & Heavy Refurbishment

Residential Heavy Refurbishment (HR1)
LTV 65%
Rate 0.89%
LTV 75%
Rate  0.99%
LTV Rate
65% 0.89%
75% 0.99%

Bridging & Light Refurbishment

Commercial (STL3)
LTV 60%
Rate 0.94%
LTV 70%
Rate 0.99%
LTV Rate 
60% 0.94%
70% 0.99%

Bridging & Heavy Refurbishment

Commercial & Semi-Commercial Heavy Refurbishment (HR2)
LTV 60%
Rate 0.89%
LTV 70%
Rate 0.99%
LTV Rate 
60% 0.89%
70% 0.99%

Unregulated Bridging Finance Lending Criteria

We pride ourselves on being transparent with our lending criteria, so you know where you stand when submitting a case to us.

If your client does not meet all conditions, applications may still be considered.

You can explore our new, fully interactive Buy-to-Let lending criteria or download as a PDF.

Download Bridging Finance Lending Criteria

Criteria at a glance…

Are you able to fund cost of works?
Yes, with our Lending for Refurbishment Costs product option. Up to 100% of the refurb costs can be funded but the total loan cannot exceed 85% of the day one purchase price/value or 65% of the post-works value (whichever is lower). Available on light residential refurb projects only.
Do I need landlord experience for a light refurbishment bridge?
No, not for residential or semi-commercial assets. For commercial assets we expect customer experience of having owned or managed 1 investment property within the same sector in the last 5 years
Define light vs heavy refurbishment?
Heavy works will take more than 180 days to complete. Change of use, planning consent or structural works will usually mean a heavy classification

MyShawbrook Bridging in action

MyShawbrook Bridging helped us to secure a property at auction for a client.

Heads of Terms were issued, and solicitors and valuers instructed on the same day the application was submitted.

 

Woman Looking At Laptop

Bridging the EPC knowledge gap

Improving the energy performance of the rental market has become increasingly important, driven by proposed regulatory change and the rising cost of living.

But with many landlords still unclear on how they can improve the energy efficiency of their properties, can bridging be the funding solution to support your clients?

Read story and download report

 

EPC Smart Meter

We’re in it for the long haul.

We believe in the value of long-term relationships. That’s why we offer existing customers a 0.25% discount on the arrangement fee for anyone with an existing Shawbrook product applying for a new loan.

How can we help today?

Close

Enquiry Form

For your safety, please do not send security details such as passwords by email.

Fields marked with an asterisk are mandatory.





By clicking the “Submit” button below, you acknowledge that we will use your information as set-out in our privacy notice. If you would like a paper copy of our privacy notice you can print a copy from our website or contact us on 01277 751 110. Our lines are open Monday to Friday, 9am to 5.30pm excluding bank holidays.