New rates across many of our Buy-to-Let products. View details

Bridging Finance: New rates from 0.50%

The health and safety of our customers and partners is our priority. Update here

Buy-to-Let mortgages

Buy-to-Let products that are simple to understand but specialist in nature - with an online application to make the process as quick and effortless as possible, we can open doors for your clients.

We’re in it for the long haul. Our specialist teams can provide more opportunities for you to build your business by ensuring clients have a sustainable future.

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Product Highlights

  • 3 products for Simple BTL, Complex BTL & Large HMOs
  • Margin from 3.59%*
  • Up to 75% LTV
  • Loans from £40k to £25m
  • 3-30 year interest only options available
  • Minimum personal guarantee of 25% of the loan amount (includes large loans)
  • Supporting Individuals, LLPs, Limited Companies, PLCs, Trusts, SIPPs & Expats
  • Arrangement fee of 1.5%

*Above Shawbrook Base Rate.

Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Shawbrook Base Rate is 0.10% (as of March 2020).

Download our product guide

Buy-to-Let Lending Criteria

We pride ourselves in being transparent with our criteria so you know where you stand when submitting a case to us.

Please download our Lending Criteria guide for full details.

If your client does not meet all conditions, applications may still be considered.

Criteria at a glance…

Customer type
Individuals (including foreign nationals residing in the UK), Expats, LLPs, Limited Companies, PLCs, Trusts, SIPPS First time landlords subject to additional criteria
Residential flats above or close to commercial premises?
Acceptable up to 75% LTV subject to sales demand being achievable within 12 months.
Portfolio landlord
A customer with 4 or more mortgaged BTL properties. We will require a Portfolio Schedule to review gearing and affordability, Business Bank Statements to review rental streams and cashflow and an Asset and Liability Form to understand outside financial position.
MSP

MyShawbrook Portal

The digital platform that takes the pain out of the product switch process.

Our Broker Flow Process Guide walks through the steps of this new, simple product switch portal.

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