With just 3 Buy-to-Let products to choose from covering Simple BTL, Complex BTL and Large HMOs along with a brand new online application form to help the process to be as quick and effortless as possible, we can open doors for your clients along their property journey.
We’re in it for the long haul - our specialist teams can provide more opportunities for you to build your business by ensuring your clients have a sustainable future.
*LIBOR is subject to a floor of 0.75% so that LIBOR will always be considered to be 0.75% even if it is itself lower than 0.75%. Please note that current Shawbrook 3 month LIBOR is 0.75% (as of April 2020).
|Age||Minimum age of 21 years and no older than 80 years at the end of the mortgage|
|Location||England, Wales & Scotland|
Residential – 1 BTL property for 12 months
Small HMO – 1 HMO for 12 months or 1 other BTL & more than £30k income
Large HMO - 1 similar sized HMO for 12 months
First time landlords – more than £50k income (Single BTL product only)
No unsatisfied CCJs in the last 24 months. Recently satisfied and large historic (>£5k) CCJs considered by exception.No mortgage, secured or tenancy arrears in the last 12 months
We have recently published our full BTL lending criteria guide for complete transparency on our lending requirements
A BTL refinance in just 25 days to assist with the construction of a new investment property, and to help towards the repayment of a director’s loan.
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